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Commercial solar power is more affordable and attractive than ever. Solar is a proven way to reduce your business’s electricity costs without affecting your day-to-day business operations.

Solar for your organisation is a hassle free, low risk and high yield investment, with a potential ROI of up to 40%. Solar panels provide a guaranteed year-on-year output for up to 25 years.

We offer a range of solar financing options from capex, solar lease options and power purchase agreements. Some of our solutions can provide a discounted electricity tariff from Day 1 that requires no capital expenditure. Our consultants will work with you to help determine the right finance solution for your organisation.




  • 100% of savings received

  • No ongoing payments

  • Payback period between 3-6 years

  • Immediate ownership of system

  • An outright purchase receives the maximum financial benefit from solar power

  • Elligible for instant asset write-off

Rental Lease

  • No upfront cost

  • Fixed term repayments

  • Ownership is transfered upon completion of term.   

    A small fee is payable for transferal of title

  • Repayments are opperational expenses and are tax deductible.




  • No upfront cost

  • Fixed term repayments

  • Immediate ownership of system

  • The expense is the amount the system depreciates each year and interest paid on the Chattel

  • Elligible for instant asset write-off.

Environmental Upgrade Finance


  • No upfront cost

  • Finance between property owner and local council

  • GST can be financed or paid upfront.

  • Fixed term repayments made quarterly via rates

  • Tenant can share repayments proportionate to the savings

  • Elligible for instant asset write-off.



  • No upfront  or ongoing costs

  • System is financed and owned by financier until end of term

  • Only purchase electricity you use

  • savings of 5-10 cents/kWh

  • 24/7 monitoring by AEU

  • Option to purchase from three years

  • Hedge against rising electricty costs.

Outright Purchase

Commercial solar power is one of the most effective ways your organisation can take control of your electricity costs. There are many finance options available to businesses and one of the most popular is a cash purchase (capex) arrangement. A cash purchase allows your organisation to achieve the highest returns from installing a commercial solar power system; however, it requires an initial upfront investment in the system.


Payback periods range between 2.5 – 6 years depending on your location, energy usage and electricity tariffs. Australian Energy Upgrades is able to provide a business case which will enable your business to understand the viability of solar.


A cash purchase generates the cheapest LCOE (Levelised Cost of Electricity) over the life of the system, this can range from 3-8c/kWh over a 20 year period.

Rental Lease

A solar rental lease (operating lease) allows you to install a commercial solar system on your premises with a fixed monthly payment plan to eliminate the upfront capital investment required. By spreading the cost of the installation out over an agreed payment term (generally between 2 to 7 years), your business can have the advantages of solar power from day one without affecting your capital budgets. Our leases are backed by one of Australia’s largest financial institutions to give you confidence in our solutions.


A solar lease enables your business to divert some of your electricity expenses to pay off a revenue-generating asset. This is often achieved with a monthly cash-flow positive outcome for your business.


Through a Rental, as the name suggests, you are renting the asset off the financier for a period of time. Usually, at the end of the period, a small amount is payable to purchase the goods from the financier so title transfers to your name.


Each repayment is a rental fee paid to the financier. In this scenario, the repayments are operational expenses, which are fully tax deductible.

Chattel Mortgage

Every business is different and therefore have different requirements and circumstances. Due to our extensive partner network, we are able to offer a wide variety of finance products to suit every situation. 


A solar chattel mortgage is not too different from a rental lease in that it allows you to install a commercial solar system on your premises with a fixed monthly payment plan to eliminate the upfront capital investment required. By spreading the cost of the installation out over an agreed payment term (generally between 5 to 10 years), your business can have the advantages of solar power from day one without affecting your capital budgets. A chattel differs from a rental lease in that you own the system and are just paying a loan off. It is a mortgage over goods to be financed.


Chattel expenses are the amount the system depreciates each year and the interest paid on the chattel. 

Given the fact you are buying the asset up front, should the system be less than $30,000 ex GST you could be eligible for an instant asset write-off.

In most cases, we can achieve a cash-flow positive outcome for your business.

Power Purchase Agreement (PPA)

Secure your company’s energy costs with long term hedging against future energy price volatility with a Power Purchase Agreement (PPA). A Solar PPA allows you to install solar power without any upfront capital investment. You receive a locked in solar electricity tariff for the energy consumed form the solar system which is lower than your current energy tariffs. The lower tariff is locked in for the term (typically ranging from 10 to 20 years) and all on-going maintenance and insurance is covered by the financier.



A Solar PPA means you are buying the solar electricity produced by the system, rather than buying the system itself. This means that you only pay for what the system produces – you receive a monthly electricity bill just like your normal electricity provider. With a PPA you can expect average savings of 5-10 cents/kWh.



A Solar PPA is a great way to take advantage of solar without any capital outlay required, minimising any all risk. All you need to do is give permission to us to build the system on your land or property and one of our PPA partners will finance the project and maintain your system for the duration of the PPA. At the conclusion of the term, ownership is transferred to you. 

Environmental Upgrade Finance (EUF)

Environmental Upgrade Finance (EUF) is a fixed rate, long term, low risk, finance product that’s easy, versatile and affordable.


It’s designed to help businesses just like yours implement projects that reduce costs while making commercial buildings all over Australia better for the environment.


Provided by Sustainable Australia Fund, repayments are paid to the council via rates, which in turn attracts better terms from the banks.


Terms range from 4-15 years for amounts as low as $10,000. Environmental Upgrade Agreements (EUA) are between the property owner and the local council, although this doesn't mean it won't work for rented property. As rates are typically passed directly onto tenants, an EUA offers a fantastic incentive to both tenant and Landlord. The property owner receives an asset in which it doesn't have to pay for, will benefit from tax concessions and the tenant will receive lower operating expenses.


In most cases, we can offer cash-flow positive terms meaning the savings are higher than the repayments. Rent will rise, due to increased rates, but the electricity costs will reduce to a greater amount, meaning overall expenses will drop. 

Benefits for Landlords & Building Owners

As a landlord, you have the power to improve your building while helping your tenants save on operational costs. All you need to do is take out a new form of finance called EUF (Environmental Upgrade Finance) – your tenant shares the repayments of your upgrades while simultaneously increasing the leasing potential of your property.

  • Owning new, more efficient assets and an improved building

  • Reduced business risks with fixed repayments

  • The opportunity to share repayments with tenants

  • Secure long-term tenancies

  • No additional security requirements (personal, business guarantees, mortgages or registered charges)

  • No hidden costs

  • No costly and complicated refinances • A simple application and credit process

  • The ability to novate the EUA, giving you the flexibility to enter alternative strategies for your property

  • A range of other features unique to Environmental Upgrade Finance

Benefits for Tenants

As a business owner, you know that operational costs – from electricity, to water and wastage – all add up, posing a significant strain on your bottom line as you grow. Environmental Upgrade Finance is a unique form of finance that can help you save money on bills by implementing more efficient options, like solar panels, waste minimising upgrades and water saving applications. With EUF, repayments are repaid through your council rates. As a tenant, this gives you the flexibility to split repayments with your landlord, access longer loan terms and install assets that reduce your operational costs without impacting your balance sheet and existing lease and finance arrangements.

  • Extended finance loan terms maximise cash flow

  • Reduced business risks with fixed repayments

  • Tax-deductible repayments*

  • Competitive interest rates

  • A simple application and credit process

  • Straightforward landlord negotiations

  • No security obligations

  • Other unique features only available to EUF

How can Australian Energy Upgrades help you make the most of the EUA scheme?

If your building is in an area eligible for an Environmental Upgrade Agreement, we will present it as a financing option in the quote for your energy efficiency upgrade.

Environmental Upgrade Finance is currently available in the below councils in Victoria, New South Wales and South Australia.


  • Baw Baw Shire Council

  • Brimbank City Council

  • Campaspe Shire Council

  • Cardinia Shire Council

  • Central Goldfields Shire

  • City of Greater Bendigo Council

  • City of Greater Geelong Council

  • City of Kingston

  • City of Melbourne

  • City of Monash Council

  • City of Port Phillip

  • Darebin City Council

  • Greater Dandenong Council

  • Greater Shepparton Council

  • Hepburn Shire Council

  • Hobsons Bay City Council

  • Horsham Rural City Council

  • Hume City Council

  • Indigo Shire Council

  • Knox City Council

  • Macedon Ranges Shire Council

  • Maribyrnong City Council

  • Mildura Rural City Council

  • Mitchell Shire Council

  • Moira Shire Council

  • Moonee Valley Council

  • Moreland City Council

  • Mornington Peninsula Shire

  • Mount Alexander Shire Council

  • South Gippsland Shire Council

  • Wangaratta Rural City

  • Warrnambool City Council

  • Wellington Shire Council

  • Wyndham City Council

  • Yarra Ranges Council

South Australia

  • City of Adelaide

  • City of Salisbury

  • City of Marion

  • City of Onkaparinga

New South Wales

  • Blacktown City Council

  • Parramatta City Council

  • City of North Sydney

  • City of Sydney

If you are interested in discussing any of our finance products further or would like a no-obligation feasibility study into how solar could add value to you,

please contact us today. 


IS solar RIGHT FOR YOUR business?

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Australian Energy Upgrades

P: 1300 996 917


P.O. Box 2077 Grovedale East 3216

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